![]() While the focus here is primarily on non-reward benefits, it’s worth reviewing the reward structures on these cards. They include baggage delay coverage, trip cancellation and interruption insurance, and trip delay coverage. If you are looking for coverage for travel purchases, you’ll find several benefits with these cards. This benefit is not available on the other Ink cards. ![]() There is a $100 deductible per claim and the maximum benefit is $600 per claim (or the cost of replacement by your phone service provider. The Chase Ink Business Preferred credit card (but not the other two cards) offers cell phone protection which reimburse cardholders for damage, theft, or loss of eligible cell phones, up to three times a year. It is secondary to other insurance coverage you may have. The maximum coverage is $10,000 per item and $50,000 per account. This coverage– available on all three types of Ink Chase credit cards– repairs or replaces covered items lost, stolen or damaged within 120 days of purchase. It is secondary to any other extended warranty or service contract. Coverage maximums are $10,000 per claim and $50,000 per account. Extended Warranty ProtectionĪvailable on all three Ink cards offer extended warranty coverage, which extends the manufacturer warranty by one year on warranties of up to 3 years, with a few restrictions. The other two cards have a 3% foreign transaction fee. The Chase Ink Business Preferred features no foreign transaction fee. Also keep in mind that if you authorize employees to use a card, you will be responsible for all the charges they make, even if you didn’t approve each one. Keep in mind that federal law limits your liability for unauthorized use to the first $50 of unauthorized charges. Zero Liability ProtectionĪll cards come with Zero Liability Protection which means you will not be responsible for unauthorized charges. You only pay if you use the service for towing, a jump start, flat tire, lockout, empty fuel tank, etc. Roadside dispatch is also available for a fee. (If you use the rental vehicle for personal purposes within your home country it becomes secondary coverage.) What does that mean? If you use the card to reserve and pay for the rental vehicle, and you decline the rental car company’s auto rental collision damage waiver, you may not have to file a claim with your insurance company. Primary Rental Car CoverageĪll three Ink cards currently offer cardholders primary auto rental CDW coverage, which provides reimbursement for damage due to collision or theft up to the actual cash value of most rental vehicles. ![]() Just keep in mind that the business will be responsible for charges made by any authorized users. You can get free employee cards with spending controls. There is a $95 annual fee on the Chase Ink Business Preferred card. The Chase Ink Business Unlimited and Chase Ink Business Cash cards currently offer no annual fee. Instead a variable APR will apply and varies, depending on what your application is approved for. The balance transfer rate is not 0%, however. This offer will be appealing for small business owners who need a card for low-cost, short-term financing. The Chase Ink Business Unlimited and the Chase Ink Business Cash cards currently offer an intro APR of 0% for the first 12 months after account opening. The Chase Ink Business Unlimited credit card and the Chase Ink Business Cash card currently offer a $750 cash back bonus after you spend $7,500 on purchases in the first 3 months after account opening.Ĭhase Ink Business Preferred offers 100,000 bonus points after you spend $15,000 on purchases in the first 3 months after account opening, which equates to $1,000 cash back or $1,250 toward travel rewards when you redeem through Chase Ultimate Rewards. Generous sign up bonuses are a feature of these cards. Chase Ink Benefits OverviewĮach Ink card may have somewhat different benefits, and offers may change, so always make sure you double check with the card issuer to ensure you have the most current information.Ĭard benefits offered on Chase Ink cards include: Sign Up Bonuses Here we’ll break down the benefits to help you understand whether one of these credit card offers is right for your business. Chase offers three Chase Ink business credit cards: Chase Ink business credit cards offer a host of benefits and rewards for small business owners.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |